He or she always insists on picking up the check at a big dinner or throwing down a credit card without looking at the bill. This may be the sign of a big spender living beyond his or her means in an attempt to impress you.
He lives in a large but sparsely furnished home. According to Thakor and Kedar, this can indicate your partner has, as they say in Texas, "a big hat, but no cattle."
She avoids answering calls on her cellphone. This is a potential sign that your steady is avoiding bill collectors.
He leases a car. Yeah, this seems like a bit of a stretch to me too. However, leasing isoften a sign of living beyond one's means.
She asks you to buy things for her or to co-sign loans. But, Len, she always promises to pay me back. OK. Let me know how that works out for you.
He has a lot of bills marked "urgent" or "past due." This is another big financial red flag.
She gets bills in somebody else's name. It could be an ex-sweetheart's bill, or indicate that your current lover couldn't get an account on her own. Then again, it could also mean that the postman simply delivered the bill to the wrong person -- so make sure you verify that address before you make any accusations.
He admits that his credit cards are maxed out. This, too, is a great indicator of somebody having trouble living within his means.
She has a payday loan company magnet on the refrigerator door. Ah, yes. "Joe's Payday Loans: When nobody else will loan you money. Not even your relatives." Don't laugh. Short of a loan shark, the payday loan company is typically the lender of last resort.
He has a live-in maid named "Mom." Psst. Come closer. If you said "yes" to this one, and you happen to be in your lover's house right now, listen to me very carefully. Put down the mouse. Then calmly walk out the door and get away. As fast as you possibly can.